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                <h1 class="display-5 fw-bold text-primary">Terms of Service</h1>
                <p class="text-muted">Banshix Market • banshix.com</p>
                <p class="text-muted">Effective Date: May 17, 2026</p>
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                    <h2 class="fw-bold mb-4">1. Introduction</h2>
                    <p>
                        Welcome to <strong>Banshix Market</strong> ("Banshix", "we", "us", or "our"), operated through the website <strong>banshix.com</strong>.
                    </p>
                    <p>
                        These Terms of Service govern your access to and use of our platform, including buying, selling, payments, and all related services.
                        By accessing or using Banshix, you agree to be bound by these Terms.
                    </p>

                    <h2 class="fw-bold mt-5 mb-4">2. Acceptance of Terms</h2>
                    <p>
                        By creating an account, making a purchase, listing an item, or using any part of our service, you confirm that you have read, understood, and agree to these Terms of Service.
                    </p>

                    <h2 class="fw-bold mt-5 mb-4">3. User Accounts</h2>
                    <ul>
                        <li>You must be at least 18 years old to use Banshix.</li>
                        <li>You are responsible for maintaining the confidentiality of your account and password.</li>
                        <li>You agree to provide accurate and complete information during registration.</li>
                        <li>Banshix reserves the right to suspend or terminate accounts that violate these terms.</li>
                    </ul>

                    <h2 class="fw-bold mt-5 mb-4">4. Buying and Selling</h2>
                    <p>
                        Banshix is a marketplace that allows users to buy and sell products. 
                        When you make a purchase, you are entering into a contract directly with the seller (or Banshix when we are the seller).
                    </p>
                    <ul>
                        <li>All listings must be accurate and truthful.</li>
                        <li>Buyers are responsible for reviewing product details before purchase.</li>
                        <li>Sellers are responsible for delivering items as described.</li>
                    </ul>

                    <h2 class="fw-bold mt-5 mb-4">5. Payments and Installments</h2>
                    <ul>
                        <li>All payments are processed securely through third-party gateways (Paystack, Flutterwave, etc.).</li>
                        <li>Installment plans are subject to approval and additional terms.</li>
                        <li>Missed installment payments may result in late fees or account restrictions.</li>
                    </ul>

                    <h2 class="fw-bold mt-5 mb-4">6. Prohibited Activities</h2>
                    <p>You agree not to:</p>
                    <ul>
                        <li>List illegal, counterfeit, or prohibited items</li>
                        <li>Engage in fraud, scams, or deceptive practices</li>
                        <li>Harass, abuse, or threaten other users</li>
                        <li>Violate any applicable laws or regulations</li>
                    </ul>

                    <h2 class="fw-bold mt-5 mb-4">7. Intellectual Property</h2>
                    <p>
                        All content on Banshix (logos, text, images, design) is the property of Banshix Market and protected by copyright laws. 
                        You may not use our content without prior written permission.
                    </p>

                    <h2 class="fw-bold mt-5 mb-4">8. Limitation of Liability</h2>
                    <p>
                        Banshix is not liable for any indirect, incidental, or consequential damages arising from your use of the platform. 
                        Our total liability shall not exceed the amount paid by you in the last 12 months.
                    </p>

                    <h2 class="fw-bold mt-5 mb-4">9. Termination</h2>
                    <p>
                        We reserve the right to suspend or terminate your account at any time for violations of these Terms without prior notice.
                    </p>

                    <h2 class="fw-bold mt-5 mb-4">10. Governing Law</h2>
                    <p>
                        These Terms shall be governed by the laws of the Federal Republic of USA.
                    </p>

                    <h2 class="fw-bold mt-5 mb-4">11. Changes to Terms</h2>
                    <p>
                        We may update these Terms from time to time. Continued use of Banshix after changes constitutes acceptance of the new Terms.
                    </p>

                    <h2 class="fw-bold mt-5 mb-4">12. Contact Us</h2>
                    <p>
                        For any questions regarding these Terms of Service, please contact us at:<br><br>
                        <strong>Email:</strong> legal@banshix.com<br>
                        <strong>Website:</strong> <a href="https://banshix.com">banshix.com</a>
                    </p>

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                        <strong>By using Banshix, you agree to these Terms of Service.</strong><br>
                        Thank you for trusting Banshix Market.
                    </div>

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